Should I notify my car insurance company if I paid for the fix myself?

I had a minor car accident in a Costco parking lot last weekend. I was backing out my parking lot; the other guy was also backing out. Unfortunately, we didn't see each other... Anyway, this seems to be a 50-50 accident. The damage to the cars are moderate and we agreed on just fixing ourselves. So no personal information was exchanged. I got an estimate today. The cost for fixing my car is not cheap but still lower than the minimal requirement for accident reporting in California. It is also lower than my insurance deductible. So I plan neither to report to DMV nor to file a claim. But one friend of mine suggested that in this case, I should still notify (but not to file a claim to) my insurance company. His argument is that the other party can still come back and sue me (if he is a freak). While we didn't exchange information ,I suggest you to try this website where you can compare quotes from the best companies:

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.INFO

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Car insurance?

I am trying to get a quote for car insurance, but am a bit stuck. I got my South African licence in 2002 and exchanged it for my UK one October last year. When they ask you how long you have held your licence....do I say 5 years or less than 1 year. Does the South African one count....I really hope so. We drive on the same side of the road and everything. Thanks

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Car insurance Michigan?

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I need a good answer for insurance on this car for a year?

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Extra costs covered by car insurance ?

I had to pay 150 to get my car brought home when a car hit me from behind ? Can i reclaim this money through my insurance company ?

Should I notify my car insurance company if I paid for the fix myself?

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My dream car has always been a Camaro. Recently me and my dad have been looking for project cars to fix up and stuff. We found a 1977 Camaro that only needs cosmetic work, so I've been asking him about it. He says the insurance would be around $5000 a year. We could get the at around $2500 dollars. The Camaro has a 350 V8 engine and a T350 transmission. I'm 16 right now but I turn 17 in 2 months. I've had my license for 10 months with no tickets or accidents. I've had 2 cars already, a 1997 Nissan Altima and a 1998 Chrysler Sebring (Which I pay about $90 a month for.) I am on my parents' insurance, but I still pay for the car I drive. I know I won't get a perfectly accurate amount without asking our Insurance providers, but is my dad right when he says it would be $5000 a year?

Paying car insurance 2 days late?

What happens if you pay your car insurance 2 days late? I have it automatically debited out of my account on the 15th of every month, and I get paid every 2 weeks. This month I get paid on the 17th...two days short of my due date. So what do I do? I have paid my insurance late before (3 days) and they didnt even mention it to me, they just took it out when I had the funds available. and I have Liberty Mutual car insurance by the way...

Will my car be inspected by my insurance company even if I don't claim myself in an accident?

I want to lower my car and camber my wheels, however my car insurance will not let me untill I am 25. I know if my insurance company find out, my car insurance will be void. Under what circumstances will my car be inspected? Will it be inspected If I don't claim? I don't mind not claiming on my car because the value of it is only about 400

A question about car insurance?

I recently got a statement from my insurance company saying that they can no longer support me because I got two tickets over the past three years (one was highway speeding, the other was a ticket given to me by a police officer who fabricated the location of infraction... I argued this in coiurt but I think I was not heard properly). I am paying around $ 1500... is it likely that I will be able to get cheaper car insurance somewhere else or is it pretty much the same everywhere?

What is the difference between term and whole life insurance?

What is the difference between term and whole life insurance? When is it better to use one versus the other?

Moped insurance in texas?

I am looking into getting a 49cc moped and am trying to figure out how much it would cost to insure it. I am a 25 yr old female with a clean driving record if that helps.

Percentage wise, how much can car insurance go up after fender bender?

I am currently with Esurance and I got into a fender bender where the insurance company paid out a little over 1,000 dollars. Around 1,400 dollars. I wish I knew it was going to be that cheap because I could've paid out of pocket but it's too late now. Lesson learned. Does anyone know around percentage wise how much my insurance premium will go up? I've never had an accident before this and I don't have any traffic violations or tickets. The insurance company says they can't tell me anything right now, but I'm looking to get another vehicle and I don't want a surprise come my next renewal. Thanks

I am leaving for Mexico, what type of auto insurance do I need and where can i get it?

going to mexico for my birthday. i have a 2004 toyota corola and my insurance provider won't cover me down there...any help would be great

I might be getting a car and I need to know the insurance?

Ok, so I'll be 17, it'll be my first car, it costs 300 that's it :) all that needs doing is some rust work on the door. It's a 1987 D reg Saab 900 :D any ideas on how much my insurance will cost? I dont know the full license plate so I can't do it properly myself :/ but even just a rough estimate would be a great help :) thanks :)

Is it cheaper insurance for a classic car?

I am hoping to pass my driving test soon and I was wondering whether it would be cheaper insurance on a classic car. I would like a Rolls Silver Shadow, though this is probably too ambitious.

Car Insurance for Tourists?

I bought a new car in Germany. It is insured through its manufacturer. I then left Germany and went to another country to work and live. Since I wanted to keep the car, I drove it to my new home! For the first 3 months (I am told) I am still insured as a Tourist. But I wonder... Say I have an accident in this new country, we exchange insurance details, etc... Where should the other driver go to get his compensation and file his claim? Has anyone ever had an accident with, say even, a rental car from another country and found out that they live elsewhere and . . . How should one deal with this situation where there might even be language barriers between the two drivers and the forms they have to fill in? Thanks in advance

Insurance when moving to america?

I am a 30 year old woman moving to the united states what kind of insurance cover do i require any companies recommended ?

Can you help me make some sense of these health insurance policies?

I'm 7 months pregnant and making plans to line up health insurance for my baby. The plan my company offers is a decent HMO with $20 deductibles for everything but it costs $305 per month! That's over $3,500 per year! I started doing some research and I am finding that I can get a PPO direct from the insurance company for less. I'm confused as to which plan is best though, I found a PPO though Blue Cross that is $155 per month with $40 deductibles. I found a PPO through Kaiser that is $163 per month. I pay 100% of everything up to $1500, then Kaiser picks up everything else. Confused....

Full coverage insurance ...?

if you have full coverage car insurance does it cover you even if you take a trip that is a 1000 miles are is there a limit on how far you go?

Car Insurance companies?

I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention

Are there any schools out there that offer their teachers affordable family insurance?

My husband is a full-time teacher. I work part-time and am a grad. student. He has great insurance for himself, but I have to pay for my own separately. To add me to his plan would cost us $650.00 a month (adding 1 to 9 people is one lump sum, $650). I can barely afford what I pay on my own ($160+) and then there's the deductible... (basically my insurance doesn't end up paying for anything... it all comes out of my pocket). I guess I just always assumed that if a person had a good full-time job that family insurance would be included or affordable... It's not even an option. Seriously, who can afford $650 a month and on a teacher's salary? Is there any school out there that has a better insurance plan? We love where we are, but we can't afford to live. Is there a light at the end of the tunnel?

Tax and Insurance question for a Young Person?

Okay , Im 14 years old , and I cannot wait to start my real career (After some years of college) as a Video game producer (or) programmer. My mom says that what ever pay check I get from a job or career , the tax will take money from it. I've calculated my monthly payment from being a Video Game Producer , Which is $5208 a month. How much will money would I Really get after taxes are taken care of and if I have car and health insurance? Is there any other thing I need to know as well?

What is the average cost of teenage car insurance in illinois?

I am a 16 year old girl. I am getting a car for christmas. We are looking for a Honda Civic or Honda Accord, probably around a year 2000 or so. I get good grades, mostly A's. I am a girl. I need to know pretty fast how much this is going to cost a month. Thanks.

Health insurance after an injury?

I'm currently a student without health insurance. While playing football, I injured my knee. I went to the college student health and found out I have an injured MCL, a bruised bone and a torn meniscus, and the doctor recommends I have an MRI and visit an orthopedic surgeon but without health insurance I can't do these options. First off is with attending a college student health and not a hospital, would the health insurance find out about the injury if I get Health insurance, and if not, how long do I have to wait to wait to get treatment done on my knee that the health insurance would cover?

Should I notify my car insurance company if I paid for the fix myself?

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